P.S. Jayakumar is a Non-Executive Independent Director and the Chairman of the Board. He was appointed to the Board on October 15, 2020. He has approximately 30 years of experience, covering both the financial sector and real estate sector. He is a Chartered Accountant, and holds a Master’s degree in Commerce from the University of Madras and a Post-Graduate Diploma in Business Management from the Xavier Labour Relations Institute. Previously, he worked at Citibank N.A. and has also served as the Managing Director and Chief Executive Officer of VBHC Value Home Private Limited and the Bank of Baroda.

Ashish Mehrotra is the Managing Director and Chief Executive Officer of our Company. He has been associated with our Company since July 1, 2021 and was appointed to the Board with effect from February 14, 2022 and designated as a Managing Director and Chief Executive Officer with effect from April 1, 2022. He has over 25 years of experience across retail & commercial banking, wealth management and insurance. In his last role, he was the MD & CEO of Niva Bupa Health Insurance (previously known as Max Bupa Health Insurance) and has held various positions at Citibank N.A. including managing director and retail bank head, in India. He holds a Master of Business Administration degree from the Institute of Management Studies, DAVV, Indore, Madhya Pradesh, India and has also completed the senior executive leadership programme offered by the Harvard Business School.

Dr. Kshama Fernandes is the Non-Executive Non-Independent Director of the Board. She served as the Managing Director and CEO of Northern Arc Capital from 2012 to 2022 and the Chief Risk Officer from 2009 to 2012. She holds a Bachelor’s degree in Science from Goa University, and a Master’s degree as a well as a Ph.D. in Management studies from Goa University. She has over 25 years of experience spanning across management, risk advisory and academia. She is also a Financial Risk Manager certified by the Global Association of Risk Professionals (GARP).Previously, she was a Professor at the Goa Institute of Management.

Ashutosh Pednekar is a Non-Executive Independent Director of our Company and was appointed to the Board on September 14, 2020. He holds a Bachelor’s degree in Commerce from H.R. College of Commerce and Economics, University of Bombay. He has been a Practising Chartered Accountant for over 30 years.

Anuradha Rao is a Non-Executive Non-Independent Director of our Company, appointed effective October 31, 2025. He previously served as a Non-Executive Non-Independent Director from October 31, 2019, to October 30, 2025. She holds a Bachelor’s degree in Science from Osmania University and Master of Science degree in Physics from the University of Hyderabad. She has around four decades of experience in banking and finance has had a distinguished career at the State Bank of India (SBI), where she contributed significantly to the bank’s growth and transformation. She has also served as the Managing Director and Chief Executive Officer of SBI Funds Management Private Limited.

Michael Jude Fernandes is a Non-Executive Nominee Director of our Company and was appointed to the Board on March 28, 2014. He holds a Bachelor’s degree in Science from the University of Calcutta and a Post-Graduate Diploma from the Indian Institute of Management Calcutta. He co-leads LeapFrog group’s investments in South and Southeast Asia, with approximately 20+ years of experience in consulting and investing. He was formerly an Executive Director at Khazanah India Advisors Private Limited, an entity under the Khazanah Nasional group, the sovereign fund of Malaysia and served on the Boards of IDFC Limited and Apollo Hospitals Enterprise Limited in India. He has been an Executive Director at Piramal Enterprises Limited. Previously, he was a partner with McKinsey & Co, focusing on healthcare and consumer sectors across South and Southeast Asia.

Vijay Nallan Chakravarthi is a Non-Executive Nominee Director of our Company and was appointed to the Board on January 19, 2018. He holds a Master of Business Administration degree from the J. L. Kellogg School of Management, Northwestern University, a Master’s degree in Science from the Ohio State University and Bachelor of Engineering degree from the University of Madras. He is currently a Managing Director at Affirma Capital India and formerly was an executive director, private equity at Standard Chartered Bank. He is actively involved with Affirma Capital’s investments in certain portfolio companies.

Sandeep Dhar is a Non-executive Independent Director of our Company and was appointed to the Board on May 07, 2025. He is a graduate in Physics from Delhi University and holds a Post Graduate Diploma in Business Administration (P.G.D.B.A.) from IMT Ghaziabad. He has also completed the Advanced Management Program at the Wharton School, University of Pennsylvania. With over 35 years of experience in the BFSI and IT services sectors, he has held leadership positions across reputed organizations in India and abroad such as Goldman Sachs, Hexaware Technologies, Capgemini, Sapient Corporation, and Mphasis BFL Ltd.

Vidya Krishnan is Non-Executive Independent Director and was appointed to the Board on October 31, 2025. She holds a Bachelor’s degree in Physics and an MBA in Finance from the University of Mumbai. She is also a Certified Associate of the Indian Institute of Bankers (CAIIB). With approximately 39 years of experience at the State Bank of India (SBI) Group, she brings extensive knowledge across multiple facets of banking, including global best-in-class information technology. She has led large-scale digital transformation initiatives, business development programmes, and operations across Retail, Wholesale, and Investment Banking. In her last role, she served as the Deputy Managing Director – Information Technology at State Bank of India.