P.S. Jayakumar is a Non-Executive Independent Director and the Chairman of the Board. He was appointed to the Board on October 15, 2020. He has approximately 30 years of work experience, covering both the financial sector and real estate sector. He is a chartered accountant, and holds a master’s degree in commerce from the University of Madras and a postgraduate diploma in business management from the Xavier Labour Relations Institute. Previously, he worked at Citibank N.A. and has also served as the managing director and chief executive officer of VBHC Value Home Private Limited and the Bank of Baroda.

Dr. Kshama Fernandes is the Executive, Non-Independent - Northern Arc Investment Managers Private Limited and Non-Executive of Northern Arc Capital. She served as the Managing Director and CEO of Northern Arc Capital from 2012 to 2022. She holds a bachelor’s degree in science from Goa University, and a master’s degree as a well as a PhD in management studies from Goa University. She has over 25 years of experience spanning across management, risk advisory and academia. Dr. Fernandes is a financial risk manager certified by the Global Association of Risk Professionals (GARP). Prior to joining us, she was a professor at the Goa Institute of Management. She has also served as our chief risk officer from 2009 to 2012.

Ashish Mehrotra is the Managing Director and Chief Executive Officer of our Company. He also serves as the Non-Executive Chairperson of Pragati Finserv, rural finance arm of Northern Arc Group and is the member of the board for Northern Arc Investment Managers, that houses our Alternate Investment Fund and Portfolio Management Service. Ashish has over 25 years of experience across Retail & Commercial Banking, Wealth Management and Insurance. In his last role, he was the MD & CEO of Niva Bupa Health Insurance (previously known as Max Bupa Health Insurance). Before that, Ashish spent over 20 years at Citibank. He was previously a Managing Director and also the Retail Bank Head for Citibank India. Ashish holds a Master of Business Administration Degree.

Ashutosh Arvind Pednekar is a Non-Executive Independent Director of our Company and was appointed to the Board on September 14, 2020. He holds a bachelor’s degree in commerce from H.R. College of Commerce and Economics, University of Bombay. He has been a practising chartered accountant for over 30 years.

Anuradha Rao is a Non-Executive Independent Director of our Company and was appointed to the Board on October 31, 2019. She holds a bachelor’s degree in science from Osmania University and master of science degree in physics from the University of Hyderabad. She has approximately 36 years of experience in banking and finance and has worked at the State Bank of India, where she contributed significantly towards the bank’s progress and growth. She also served as the managing director and chief executive officer of SBI Funds Management Private Limited

Michael Jude Fernandes is a Non-Executive Nominee Director of our Company and was appointed to the Board on March 28, 2014. He holds a bachelor’s degree in science from the University of Calcutta and a post-graduate diploma from the Indian Institute of Management Calcutta. He co-leads LeapFrog group’s investments in South and Southeast Asia, with approximately 20 years of experience in consulting and investing. He was formerly an executive director at Khazanah India Advisors Private Limited, an entity under the Khazanah Nasional group, the sovereign fund of Malaysia and served on the boards of IDFC Limited and Apollo Hospitals Enterprise Limited in India. He has been an executive director at Piramal Enterprises Limited. Previously, Mr. Fernandes was a partner with McKinsey & Co, focusing on healthcare and consumer sectors across South and Southeast Asia.

Vijay Nallan Chakravarthi is a Non-Executive Nominee Director of our Company and was appointed to the Board on January 19, 2018. He holds a master of business administration degree from the J. L. Kellogg School of Management, Northwestern University, a master’s degree in science from the Ohio State University and bachelor of engineering degree from the University of Madras. He is currently a managing director at Affirma Capital India and formerly was an executive director, private equity at Standard Chartered Bank. He is involved with Affirma’s investments in certain portfolio companies.

Anantharaman is a Chartered Accountant from the Institute of Chartered Accountants of India and Bachelor of Commerce graduate from Kerala University . His wide and varied experience includes Investment Consultant with over 30 years’ experience in the Indian capital markets and banking, 7 years with United Nations (International Labour Office, Geneva) as Expert in Accountancy training in a number of countries, director of number of companies including Chairman of CSB Bank Ltd, Head of the Department of Accounting and Management Studies with University of Botswana, visiting faculty in Accounting and Management studies with a number of Universities, partner of a leading firm of Chartered Accountants in India, Author of best selling book “Stock Market Wisdom” published by Taxmann etc.

Mr. Sandeep Dhar is Additional Director (Non-executive Independent) of our Company with effect from 07th May, 2025. He is a graduate in Physics from Delhi University and holds a Post Graduate Diploma in Business Administration (P.G.D.B.A.) from IMT Ghaziabad. He has also completed the Advanced Management Program at the Wharton School, University of Pennsylvania. With over 35 years of experience in the BFSI and IT services sectors, Mr. Dhar has held leadership positions across reputed organizations in India and abroad such as Goldman Sachs, Hexaware Technologies, Capgemini, Sapient Corporation, Mphasis BFL Ltd., etc., He is currently serving as Independent Director in Baroda Global Shared Services Limited, a wholly owned Subsidiary of Bank of Baroda Limited.