Our Approach

Unleashing opportunities from a different vantage point.

From our vantage point, we have the ability to straddle opportunities in credit, investment banking and fund management. We understand the needs of our investors as well as the needs of our clients. Through a combination of our capital, products and partnerships, we connect millions of borrowers to mainstream debt investors. Our rigorous credit underwriting approach and our in-depth understanding of capital markets allows us to offer efficient debt solutions for client partners and attractive risk-return opportunities for debt investors.

Underwriting Process

Going the extra mile in pursuit of quality.

At Northern Arc Capital, we have set strong evaluation parameters to ensure that the transactions we initiate meet the needs of our client partners, as well as the investors. Each transaction is is preceded by field-based due diligence basis a comprehensive underwriting framework that has evolved over the years.

We look for the following:

  • Strong governance and strategy that’s well thought through.
  • Management teams that are experienced, credible and ambitious.
  • Underwriting processes and operations that are appropriate and well-tested.
  • Information systems that are scalable and dependable.
  • Risk and audit practices that are in-depth and ongoing.
  • Financial performance on a risk and return basis that is consistent across periods.

Our guidelines

Our underwriting, backed by years of experience across sectors, institutions, geographies and economic cycles, has enabled us to create a strong set of investment opportunities in the sectors we operate in.

TWO WHEELER
LOAN

AFFORDABLE HOUSING FINANCE

CORPORATE
FINANCE

AGRI CBLs
CMCs

COMMERCIAL
VEHICLES

MICROFINANCE

SMALL BUSINESS
LOANS