Our Approach

Unleashing opportunities from a different vantage point.

From our vantage point, we have the ability to straddle opportunities in credit, investment banking and fund management. We understand the needs of our investors as well as the needs of our clients. Through a combination of our capital, products and partnerships, we connect millions of borrowers to mainstream debt investors. Our rigorous credit underwriting approach and our in-depth understanding of capital markets allows us to offer efficient debt solutions for client partners and attractive risk-return opportunities for debt investors.

Risk Management

Protecting the interests of our stakeholders.

As knowledge leaders in the sectors we operate in, we bring a deep understanding of risk and best practices in risk management onboard. Our unique approach of combining high-touch field monitoring with advanced data-backed risk analytics has helped us maintain a high-quality portfolio for ourselves and provide ongoing inputs to our clients and investors.

Not only do we subscribe to and use publicly available data, we also have access to millions of internal granular data points that have been gathered over a decade of building portfolios and observing performance. Our proprietary risk models feed off this exclusive data-mine that keeps expanding every day, enabling us to further enhance the robustness of our models. The output along with our field observations and market feedback is used for structuring credit enhancements and for risk-based pricing.

Given our skin-in-the-game approach and the significant debt exposures we take on for the clients we underwrite, risk management becomes a critical function. It is our culture of high quality credit underwriting and risk management that has enabled us to build a high-quality portfolio across sectors over cycles. Our focus on risk undoubtedly gives great comfort to our capital market investors, our lenders and our shareholders.

Best Practices
Field Monitoring
Advanced Risk Analytics
Proprietory Risk Model
Market Feedback