Our proprietary integrated technology platform, Nimbus, is a curated debt platform that enables the flow of credit to our Originator Partners either through our balance sheet or through our Investor Partners. Nimbus provides the ability for end-to-end processing of debt transactions: from loan application, credit evaluation, generation of legal documentation to transaction execution and closure. This leads to distinct advantages for the users, such as scale, precision, transparency, and efficiency in turnaround time. It also enables the flow of information between our Originator Partners and Investor Partners, allowing them to monitor deal progress, execute, and conclude debt transactions. Furthermore, the platform enables Investor Partners to review the underlying company’s performance and provides a comprehensive solution from ideation to execution, monitoring, and closure.
*As of September 30, 2023
Nimbus covers the full spectrum of internal functions, ranging from partner onboarding, credit evaluation, and decisioning, to the approval of credit exposure limits, data-driven risk monitoring and analytics, documentation and execution, and post-transaction compliance and monitoring. The system further integrates these functionalities across all teams, i.e., origination, credit, risk, structuring, legal, treasury, accounts, audit, operations, and compliance teams, to create an exhaustive end-to-end workflow and repository of all data and documents for our portfolio. We have enabled credit of ₹908.97 billion* through Nimbus.
Set out below are some of the benefits offered by Nimbus to our Originator Partners and Investor Partners.