We are a platform in the financial services sector set up primarily with the mission of catering to the diverse credit requirements of under-served households and businesses by providing efficient and reliable access to debt finance. Registered with the RBI as a systemically important, non-deposit taking non-banking finance company (“NBFC”), we have been operating in the financial inclusion space for over a decade with a business model diversified across offerings, sectors, products, geographies and borrower segments.

Our focus is on providing access to credit to underserved households and businesses directly and indirectly through our Originator Partners. Our business model operates with a robust risk management framework that uses a combination of proprietary quantitative data analytics and qualitative field-level insights that aids credit assessment and monitoring. Our integrated technology system called ‘Nimbus by Northern Arc’ (“Nimbus”) enables us to do this efficiently at scale.