Northern Arc Capital

Transforming potential into possibility

A leading Non-Banking Finance Company, Northern Arc Capital brings a unique perspective to finance. We are a crucial link between mainstream capital markets investors and high-quality last mile lending institutions and businesses. At Northern Arc Capital, we believe attention to detail makes the difference.

We follow a focused approach of underwriting credit that we understand best. Through the use of our structuring expertise, data analytics and risk modelling, we deliver superior risk-adjusted returns to a growing client base of Indian and international investors looking to tap into a growing market opportunity.

Where the rubber hits the road

We lend, we guarantee, we structure solutions, we co-invest and we engage in placing debt for our clients. Our pan-India debt portfolio is diversified across 29 states and 540 districts of the country. By matching the requirements of our Client Partners to our investor base, we create access to debt for millions of underbanked institutions and businesses:
  • Higher risk-adjusted returns for investors.
  • Deep understanding of sectors, proprietary risk models built off a granular database of millions of end customers over a decade.
  • Co-investment by Northern Arc Capital to provide the necessary credit enhancement for desired rating, and maintaining incentive alignment with investors.
  • Post deal risk management through frequent and calibrated client visits, data analysis and field monitoring.
  • Investment opportunities through our Fund platform - Northern Arc Investments.
Impact

Building sustainable change that paves the way for progress

Northern Arc Capital attracts talented capital market professionals with extensive experience to help enable access to finance for the underbanked in a scalable and sustainable manner. Through our debt intervention, we empower millions of individuals and businesses across the length and breadth of India. Through our underwriting, we reinforce customer protection principles thus improving the quality of products and services that end borrowers receive.