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Empowering access to quality education with digital lending solutions

Education is a critical prerequisite for development and is a key determinant of a country’s economic growth and potential. However, there are several concerns and challenges in school education and other forms of education that need to be addressed quickly, including access, equity, efficiency, and excellence.

Education loans provide the necessary institutional funds to ensure that these opportunities can be utilized by students with high potential. Through our education finance solutions, Northern Arc is committed to enabling access to reliable finance to help students pursue their education, develop their potential, enhance their skills, and increase their employability.

Our Products

Schools, Upskilling Institutions, Coaching Centres and Online Courses:

According to a recent report, the Gross Enrolment Ratio (GER) at schools stood at 89.7% and 97.8% at the upper primary and elementary levels respectively. However, this ratio dropped to 77.9% and 51.4% at the secondary and higher secondary levels respectively. Lack of financial resources and the cost of education across the country have been the major reasons for this decline.

The last few years have also witnessed an explosion in the number of upskilling institutions and vocational training organizations. This has happened on the back of increased demand for quality training and skill building that empowers students and prepares them for employment.

Similarly, many institutions have been established to help students perform well in competitive exams and enter prestigious institutions. Online education platforms have made learning easier in the post-covid world, that has been impacted by movement restrictions and in-person interactions.

Northern Arc Capital has partnered with these educational institutions and launched customized products to provide parents & students with an option to avail finance seamlessly at the click of a button.

Benefits for Institutions:

  • Upfront annual fee payment
  • Higher conversion ratios
  • Reduced follow-up effort for institutions for collection of fees
  • Customized dashboard for better tracking and monitoring

Benefits for Parents:

  • End-to-end digital loan process
  • Instant loan disbursement
  • Easy monthly payments
  • No collateral/security requirement

For more information, email us at